Universal Terms of Service & Non-Refund Policy
Effective Date: Oct. 26, 2025
Provider: Victor Talking LLC
Contact: [email protected]
Address: No. 26,302, Bongcheon-ro 8-gil, Gwanak-gu, Seoul (Sillim-dong) 301, Seoul, 08707, South Korea
1. Scope of Agreement
These Terms of Service (“Agreement”) apply to all purchases made from Victor Talking LLC, including but not limited to:
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12-Week Accelerator Training (digital course)
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Speaking Accelerator (digital course)
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17 Steps Course (digital course)
- Real Life Korean (digital course)
- Real Life Chinese Listening Course (digital course)
- Chinese Starter Kit (digital course)
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Any upsells, downsells, order bumps, bundles, or future digital offers (“Courses”).
By purchasing any Course, the customer (“Customer”) agrees to be bound by this Agreement.
2. Nature of Services
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All Courses are digital educational programs delivered online through Kajabi or other platforms designated by Provider.
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Access to Courses is granted immediately after purchase.
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Since access is delivered instantly, all Courses are deemed fully delivered at the time of purchase.
3. Non-Refund Policy
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All sales are final.
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Because Courses are digital products with immediate access to intellectual property, no refunds, cancellations, or chargebacks will be permitted under any circumstances.
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By completing checkout, Customer acknowledges and agrees to this non-refund policy.
4. Customer Responsibility
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Customer is solely responsible for maintaining access to their account and ensuring they can log in to the platform.
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Provider is not responsible for technical issues related to Customer’s device, internet, or email access.
5. Intellectual Property
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All Course content, including videos, materials, and resources, is the exclusive property of Victor Talking LLC.
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Customer receives a personal, non-transferable license for individual educational use only.
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Customer may not copy, share, distribute, or resell any Course content without written consent.
6. Chargebacks & Disputes
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By purchasing, Customer agrees not to initiate a chargeback or payment dispute.
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Any attempt to do so will constitute a violation of this Agreement, and Provider reserves the right to pursue collection and recovery of fees, including legal costs.
7. Governing Law
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This Agreement shall be governed by and construed in accordance with the laws of the Republic of Korea.
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Any disputes shall be subject to the exclusive jurisdiction of the courts of Seoul, South Korea.
8. Acknowledgment
By purchasing and accessing any Course, Customer confirms that:
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They have read, understood, and agreed to these Terms of Service & Non-Refund Policy.
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They acknowledge that all Courses are digital, delivered instantly, and are not eligible for refunds or cancellations.
Victor Talking LLC
📧 [email protected]
🏢 No. 26,302, Bongcheon-ro 8-gil, Gwanak-gu, Seoul (Sillim-dong) 301, Seoul, 08707, South Korea